New Financing Scheme Opens Doors for Sustainable Living in 2024
In a recent turn, which will certainly attract the attention of environmentally conscious homeowners and house buyers, the government has announced a substantial increase in mortgage options. This year it will be easier than ever to make your home more energy efficient with sustainable technologies such as solar panels, home batteries and heat pumps.
Until €50,000 Extra Mortgage for Sustainability of your Home
As from 1 January 2024, mortgage standards will be relaxed, allowing potential and existing homeowners to €50,000 more can borrow. This measure is a direct result of the new policy intentions communicated by Minister De Jonge, and provides a financial incentive to install energy-efficient facilities such as solar panels, offered by companies like Verdasol, and other green innovations in Dutch households.
Enhancement of Mortgage Standards Stimulated by Wage Increase and Energy Savings
The Nibud, which annually evaluates the loan standards, takes into account the expected wage growth and potential for energy saving. This is in line with the CPB projections predicting a wage increase of 5.2% by 2024. With this policy change, buyers and current home owners can invest more in energy-efficient solutions that contribute to a lower energy bill.
Sustainability Depending on the Energy Label
A property with high energy performance is not only good for the environment, but also for your wallet. The new scheme makes it possible to borrow a higher amount for energy-saving measures depending on the start-up label. This makes the choice for a greener home, with for example a heat pump or a home battery system, not only sustainable but also financially attractive.
A Better Energy Classification Translates into More Loan Space
When financing an energy efficient house, the energy label E, F, or G determines the basis of the loan standards for 2024. A higher energy classification will result in more mortgage space, a policy that encourages households to invest in energy efficiency and sustainable housing solutions.
This development offers a significant opportunity for homeowners and contributes to a more sustainable future. For more information on how to benefit from the new mortgage rules by installing sustainable technologies such as Verdasol, please contact our experts.
| Energy label housing | Additional loan amount to house with the label E, F or G | Additional loan amount for energy saving measures |
| E, F, G | 0 euro | 20,000 euros |
| C, D | 5,000 euro | EUR 15,000 |
| A, B | 10,000 euros | 10,000 euros |
| A+, A++ | 20,000 euros | 10,000 euros |
| A+++ | 30,000 euros | 10,000 euros |
| A++++ | EUR 40,000 | 0 euro |
| A++++ with energy performance guarantee for ≥ 10 years | €50,000 | 0 euro |